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Federal Direct Loan Sample Repayment Page

To assist you with determining the amount of loan you can afford to borrow, we are pleased to provide you with a sample repayment chart for the Federal Direct Loan Programs. Repayment of the Federal Direct Loan begins 6 months after the borrower is no longer enrolled at least half time. The following chart is based on a 4.29% interest rate and Standard Repayment Plan. For more detailed loan repayment information go to https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action.

Amount Borrowed Number of Payments Payment per Month Total Interest
$1,000 21 $50 $40
$2,000 44 $50 $165
$3,500 81 $50 $539
$4,000 95 $50 $726
$4,500 109 $50 $944
$5,000 120 $51 $1,161
$7,500 120 $77 $1,741
$10,500 120 $108 $2,437
$12,500 120 $128 $2,902
$15,000 120 $154 $3,482
$20,000 120 $205 $4,642
$27,000 120 $277 $6,267
$35,000 120 $359 $8,124
$40,000 120 $411 $9,285
$57,500 120 $590 $13,347